2. Consider debt consolidation: If you have tried everything out to clear off your credit card debt then this is the last thing to do debt consolidation. Try to contact a reputable credit counselor who can give you solutions based on your needs. A debt management plan consolidates your unsecured debt into a single monthly payment that you send to a debt relief company. The company will then distribute the designated funds to your creditors. Apart from this you have one more plan of debt settlement, which helps people who can’t repay their debt in full and are facing bankruptcy. Under this plan your debt relief provider approaches your creditors with an offer to settle your accounts for a portion of the amount owed.

3. Look for other sources to boost your income: It is always better to look out for some other options to make money instead of sticking to your job. Obtaining a second job will help you build your savings and help you to get out of credit card debt, if any. You can also make some money by selling off your old things in websites like OLX or Quickr. It would be helpful if can manage to get a part time job that you can do from home and equally make some money. Adding to these, if you are a creative person or have some hobbies then even your hobbies can turn in to your source of living.