5 Tips for Planning Your Most Affordable Christmas Ever


Limit Yourself to the List

Before you could begin you should have a budget set so that you can prioritize your items. Write your total Christmas budget. Now go through the names on your list and write one thing you can give each person that might be a card, a homemade gift. You should carefully analyze your gift list to determine people whom you can do away with a nice card instead of a holiday gift if you want to avoid getting into debt.