4. Flexibility

Online mode definitely gives you an edge of flexibility and also gives you more options in choosing the required insurance policy plan. However, you need to do a bit of homework while buying a policy online, since here you do not have the privilege of an agent helping you. This is a kind of self do work where you have to look for your own choice of policy and fill the form. There are cases where the agents have misplaced customers information while filling the form, either intentionally or by mistake. This could prove fatal after you have opted for the policy.

5. No Brokers

In offline, policies are sold by the brokers who have their own vested interest in it, like his commission. Online insurance purchases tend to remove the middle-man, so as you can decide for yourself which policy you need to go for. This makes your policy best suited to your needs and reduces any risk of investing in wrong way. By doing this, you can also save money by investing less of your time and with an ultimate convenience while exploring plans and prices for yourself online.