# Debt Instruments: Debt markets and equity market are the two contrary aspects of the stock market. They move in opposite directions. If the debt market is benefiting then the equity market goes down and vice versa.  

If the stock markets are going on giving bad results, then it is advisable to switch off to the debt instruments. Investors have to keep a track and get updated with the flow of financial information. Debt instruments are much volatile with the capital.

Investing on debts with at least 20 percent portfolio is assured to give returns. So, increasing this mix in the long run will safeguard your stock market scenario.

# Investments For Future: Besides investing in the stock markets, allocating small amounts of earnings or incomings towards retirement will be a beneficiary task. If you start to save early towards retirement benefits then you will receive a lump sum amount but if you skip at you initial stage you will need to invest a huge amount in order to get satisfied returns.

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