9. Unused Gym memberships: There is no harm in going to gym to maintain your health. Gym memberships and most other such subscriptions can be a wise investment if you get to use them to the fullest and take advantage of saving the money you have already spent. But if you are among those people who have signed up and paid for a membership, went to the gym to utilize the facilities a few times, and then gave up going altogether as motivation is exhausted somewhere along the way, then gym memberships become an absolute waste of money. If you are just idealizing that your lifestyle needs to be more active but in reality, you are not ready to commit to regular exercise routines, then better you pay for the days you go for gym instead paying the full amount and not going regularly.

10. Fast Food: Fast food is another huge waste of money that does no good for your health or to your bank account. Nowadays we see most of the working people having their food mostly from outside. This is one way where we spend excess money, and it might be seen less when calculated per day but when you calculate it for a month it’s a pretty big amount. You can save this money by cooking your food at home. Even if you are not good at cooking you can go through a variety of cooking websites that are available over the internet and innovate new recipes. This way you will create a new hobby and simultaneously spend less.

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