10 Ways How To Value Money At A Young Age


2. Credit Cards Can Make or Break Your Financial Structure

As a young professional it’s better to avoid credit cards. But, in case if you own one, make sure that you use it wisely. When you make a purchase through your credit card, always make sure that you repay your bank on time. Don’t pile up your debt and think that you can pay it at once; this will increase your interest rate.

Always keep in mind that debit cards are better than credit cards.

3. Don’t Rush To Pay Off Student Loans

If you had taken loan for pursuing your further studies, make sure that repay your loan once you get a job for yourself. Repay the loan here doesn’t mean that you pay everything as early as possible.

Take your time. Pay it in various chunks. If you do that, you will have enough money to even save and spend for yourself.

Read More: Will Alibaba Rule India Like It Rules China?