Smoking:

This is definitely not the first time that smokers hear things like “spending on cigarettes is a waste of money.” Nevertheless, the fact remains a fact always. The habit of smoking not only shoots down your lifeline but also your pockets. These short living pleasures subtly reflect in lifelong harms. A pack a day smokers spend around 100 every day, which progressively adds up to 36,500 which is quite an amount. One should consider if it is really worth that much.

Unused Gym Memberships:

If you have a membership in a sports club or a gym for which you barely have time to go, its better you get rid of that membership and get your deposit back. In case you need it in future, you always have the option to rejoin. This money will in fact help you in buying a long pending massage in your favorite spa.

Designer Clothes:

Formal and designer dresses are something that you don’t use often, you just need them for some special occasions like marriages and parties. The money spent on them can instead be spent on buying casual wear, which will be used more often. Online shopping is the best for buying such materials, as you get all these formal dresses at comparatively low prices.

Also Read:  5 Hidden Bank Fees You Don't Know You're Paying