Basic Coverage Available

If you own or rent, there are different packages of home insurance existing to protect your home and belongings. Each package guards against a particular number of events that cause damage to property. Three instances are fire, windstorm and theft. In addition, each package policy usually contains four additional types of coverage: property damage, additional living expenses, personal liability and medical payments.

Where to Shop

Follow the newspaper and yellow pages of the telephone directory for companies and agents in your area. Along with that ask your neighbors, relatives and friends for recommendations on insurance companies and agents. Keep in mind to shop around to get the best price and service.