9. Simple

You can use Simple app to do all of your banking online from your iPhone/iPod touch. This app is founded by the Simple Finance Technology Corporation and it requires only two tools: a Simple Visa debit card (for making purchases) and your iPhone (for depositing checks). This app will help you to find nearby ATMs, contact customer service, send payments, and write a memo for any transaction and a lot more can be done with this app.

10. Dwolla

Dwolla is an e-commerce company which provides an online payment system and mobile payments network. The company was founded in 2008. After making profits of U.S. $1.31 million in funding, it launched nationally in 2009. Dwolla have FiSync integration, which intends to allow instantaneous transactions instead of the typical 2–3 day of the Automated Clearing House transactions.

Dwolla use a bank account-based payment system, and charge a flat fee per transaction instead of a percentage. Credit card payment systems charge up to 3.5 percent of the total amount of the transaction to process those kinds of online payments. The term ‘Dwolla’ is a conjunct of ‘dollar’ and ‘web.