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The platform allows users to establish budgets for various types of expenses, including but not limited to groceries, entertainment, and rent, on a daily, weekly, monthly, quarterly, or annual basis. The platform then monitors spending habits against each budget and encourages users to remain within their predetermined spending limits while any funds saved are reserved in separate goal buckets for daily spending wallets. Users may also receive incentives for prudent spending behaviours.When a Ribbon user lands in the UK or anywhere in Europe, they can use the Ribbon debit card to take a train, buy a SIM card, or rent an apartment from day one
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