4 Smartphones With Best EMI Schemes In India

#1 HTC One

HTC One, currently one of the best, beautifully built Android Smartphones available in the world, is having a good time with sales. The phone was debuted as Android’s reply to iPhone, in a full metal body with amazing features like HTC Zoe and BlinkFeed.
Unlike the Galaxy S4, HTC One took a bit long to reach the Indian shores. However, it received a warm welcome with stocks selling out within days at both online retailers, as well as electronic outlets. Presently, the EMI scheme has also fuelled sales numbers, as this phone is offered at a down payment of zero with zero percent interest and processing fee.

Price: 42,990

Down payment: 0

9 EMIs: Rs 4,799

Zero per cent interest; Zero processing fee

No exchange; No cash back

Now, here is the bottom-line: Even though the manufactures advertise about no processing fee, it is an area where you should be careful about. Most of the banks will charge on processing the credit card transaction, which is averaged at 8.75 percent of the total amount. The amount varies on stores and also the banks. So be cautious when you make your order.