5. Talk Less over Phones

Won’t you agree with the fact that phones are not meant for gossiping. Talking less on phone or only about necessary things will not only save your time but also enough of your money. If your profession is such that you need to make several phone calls in a day, try opting for recharge offers, power plus which can help you to bring down the call rates. In case you are a very talkative person then you must never go for a post paid plan, if not at the end of every month the telecom companies will stick up with heavy telephone or mobile bill. It is advisable to use a prepaid plan and talk smartly.

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6. Wait to Purchase

‘I love shopping’ is what your shopping habits reflect? Shopping for things you need is acceptable and economical, but buying items each time you get attracted to their colors, smell, and texture will result in excessive and unnecessary shopping. Whenever you feel the urge of buy a thing, you must wait atleast for 24 hours before actually purchasing it. This will help you to know whether you still want the item or you might decide it's not worth the money. You must avoid being an impulsive buyer as it mostly results in empty wallet and regret.

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