4. IDBI Bank

IDBI Bank is a Mumbai based Indian finance Service Company. It was categorized as “other public sector bank” by RBI (Reserve Bank of India) and also one among 26 commercial banks that are owned by the government. IDBI Bank, was once a development finance institution which was then converted to a commercial lender around nine years ago.  Cost-to-income ratio of the bank is around 0.36, which is the best in the industry.  It is considered among top four banks in the country due to its operating profit per employee which is around 35 lakh.

5. Bank of Tokyo

The Bank of Tokyo-Mitsubishi UFJ is considered as the largest bank in Japan, established in2006. The bank serves as the core retail and commercial banking arm of the Mitsubishi UFJ Financial Group. Its traditional client base includes Japanese corporate. The bank works with more than 1000 Japanese firms operating in India. But most of its India revenue comes from local clients. Thus Bank of Tokyo’s India revenue has reached up to 994.98 crore in 2012/13 from 394.71 crore in 2010/11. "It's important to know every minute detail about your clients if you want to be on top of things," says Enomoto the Regional Executive of Bank of Tokyo as reported by Business today.

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