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Gurbans S. Chatwal

Vice President, Innovation and Intelligent Automation, Fiserv Global Services

Gurbans has 29 years of executive and technology consulting experience across Financial and Legal Services domain. At Fiserv, he leads Innovation and Intelligent Automation CoE’s, execution of specialized projects, process automation, defining ‘AI-First’ strategies, and building competencies.Through his career, Gurbans has steered transformation programs, has been accountable for large and complex portfolio of projects, strategic initiatives, and leading startups. He earned his Master’s degree in Business Administration from IIT Delhi and completed M.Sc. in Computer Science from J K Institute of Applied Physics and Technology. He is passionate about Teaching, Travel & Photography, and implementation of feedback systems in AI and Systems Thinking.

Bharat Panchal

Chief Risk Officer - India, Middle-East & Africa, FIS

A thought leader for digital banking in India, Bharat is the master of immense knowledge of risk and cyber security areas and his contribution to make the ecosystem risk free. In his current role, Bharat is responsible for creating risk culture at FIS and its ecosystem by way of designing, implementing & monitoring risk controls.Bharat holds an MBA degree in Information Systems and has around 26+ years of rich experience of risk management, mainly in the banking and telecommunication industry. Prior to FIS, he has worked with NPCI, Kotak Mahindra Bank, Citi, Reliance Communications and Tata Telecom. Bharat has been honored with ‘Security Leader of the Year’ Award in 2014 & 2017 by DSCI for his significant contribution in cyber security in banking sector apart from several prestigious awards & recognitions from the industry.