HDFC Beats the Biggies to be at No. 1

All this without any Blunder

Founded in 1994, HDFC bank has grown its balance sheet 33 times ever since. The net interest margin, a key measure of profitability for banks, of the bank stands at 4 percent. It is calculated as the highest in the global banking industry.

Furthermore, over the past five years, the earnings per share (EPS) have also grown at a compounded rate of 25 percent. While the net interest income- the difference between interests earned and paid- has also showed a growth of 29 percent.

HDFC scores high even in terms of return on assets with 1.69 percent return. While most of the global banks give less than one percent on an average. It gives returns on equity of 18.8 percent, which is though slightly lower than the offer from Chinese Banks like Industrial and Commercial Bank of China and Agricultural Bank of China, is superior to Citi or JP Morgan  that offer 6-10 percent.