• Xflow launches Compliance Desk to simplify export compliance
• Startup aims to help Indian SMEs focus on scaling globally
• Builds on momentum from earlier FX AI Analyst launch

Bengaluru based fintech startup Xflow has launched Compliance Desk, a new service aimed at Indian exporters struggling with the regulatory burden of cross-border payments. The move reinforces Xflow’s mission to make international business transactions smoother for India’s fast growing base of SMEs and startups.

Founded by Anand Balaji, Ashwin Bhatnagar, and Abhijit Chandrasekaran, Xflow is building a full stack platform for global payments and treasury solutions. With Compliance Desk, the company is now tackling a critical bottleneck in exports payment compliance. For many exporters, each foreign inward remittance brings bank specific paperwork and compliance steps that are fragmented, slow, and frustrating.

Anand Balaji, Co-Founder and CEO of Xflow, said “Startups should be focused on building markets, not chasing paperwork". He added “Compliance Desk brings together automation, regulatory knowledge, and customer support to make exports stress free for Indian businesses”.

The platform handles compliance workflows centrally, including the generation of payment advice, tracking of e-FIRC, BRC, or IRM documents, and proactive assistance with bank-specific requirements. Xflow’s regulated payment infrastructure ensures smooth transactions through authorized dealer banks.

This launch comes shortly after Xflow introduced FX AI Analyst, a tool to optimize currency and treasury decisions for global businesses. Together, these innovations position the startup as a go-to platform for Indian exporters expanding abroad.

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Xflow currently supports over 12,000 businesses and has processed hundreds of millions of dollars in global payments. Backed by top-tier investors like Lightspeed, General Catalyst, Stripe, and Square Peg, Xflow is focused on solving core operational pain points for Indian startups doing business across borders.