• Razorpay secures RBI’s payment aggregator cross-border license.
• License enables fully regulated inward and outward global payments.
• Platform now supports 130+ currencies and faster onboarding for global firms.

Razorpay has received the Payment Aggregator–Cross Border (PA–CB) license from the Reserve Bank of India, clearing the way for the fintech company to handle both inward and outward international payments under full regulatory supervision.

With this approval, Razorpay can now support a wide range of businesses including exporters, SaaS platforms, freelancers, D2C brands, and global companies operating in India, by offering compliant, seamless cross-border transactions. Razorpay’s international payments stack is already used by companies like Airbnb, Agoda, Shopify, Klook and Hostinger. The company noted that its cross-border business is growing at a strong 40% year-on-year.

Razorpay International Payments allows Indian businesses to accept payments in more than 130 currencies through cards, digital wallets, and local bank transfers. The company claims a 95% success rate for international transactions, supported by optimised flows designed for global commerce.

For foreign companies entering India, Razorpay offers a single integration that enables UPI, RuPay, EMI options, netbanking, and over 100 domestic payment methods. Businesses can begin accepting payments in India without opening a local entity. The platform also supports INR-based pricing, OTP-led checkout, and India-based customer assistance.

Also Read: Finfactor Secures $15 Million Series A Funding Led by WestBridge Capital

Razorpay has raised more than $741 million from leading global investors, including Lightspeed, Lone Pine Capital, Alkeon, TCV, GIC, Tiger Global, Peak XV Partners, Ribbit Capital, Matrix Partners, Salesforce Ventures, and Y Combinator.

With this authorization, Razorpay becomes one of the few Indian payment companies licensed to offer all three major payment capabilities under a single infrastructure. Last month, Easebuzz, PayU and Pine Labs also received similar integrated approvals from the RBI.

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