Top 8 Health Insurance Providers in India

Health insurance has become a necessity in every individual's life, be it kids, adults or seniors. It is a kind of investment that acts as a safety net to suit your financial needs during health emergencies and issues. Most people think purchasing health insurance is enough, but choosing the right one, with comprehensive coverage is the main factor to consider.

Hence, below are some reputed health insurance companies you can buy health insurance from in India.

List of 8 Health Insurance Companies in India

While you buy Mediclaim policy for you and your family, you need to look into some factors like claim limits, inclusions, exclusions, waiting period, claim process, etc. In the below section, you will get an overview of the top eight health insurance companies to consider for buying one plan.

1.ACKO General Insurance

In 2016, ACKO was founded as a digital-first insurance provider. They offer an extensive array of health insurance plans at competitive price ranges. ACKO health insurance policies come with varied features, which makes them stand out from other health insurers. No matter what type of insurance plan you want, ACKO provides a 100% claim amount for approved claims. In addition, their health plan comes with a high sum insured, which will provide maximum protection against any unforeseen medical emergencies.

Unique Features

• 14,300+ Cashless Hospitalisation
• Zero Waiting Periods on ACKO Platinum Plans
• Room Rent Waiver
• No Deductions on Claim
• Non-medical Expenses Coverage
• Pre & Post-hospitalisation Expenses
• No Room Rent Capping
• Quick & Easy Claim Process, etc.

2.Start Health and Allied Insurance Company

Since 2006, this insurance provider has been offering varied health insurance plans to Indians. In past years, they have gained the immense trust of numerous customers for their affordability. You will get various insurance options along with 14,000 network hospitals.

Unique Features

• In-patient Hospitalisation
• Day-care Treatments
• AYUSH Treatments
• Organ Donor Coverage
• Cashless Claim Settlement, etc.

3.TATA AIG Health Insurance

In the year of 2001, this company was founded as a joint venture of TATA and AIG Groups. With their comprehensive medical insurance plans, they cater to the needs of you and your loved ones. The prime aim of TATA AIG is to offer innovative medical coverage to their customers.

Unique Features

• 10,000 Network Hospitals
• Ambulance Expenses
• Accident Coverage
• Sum Insured up to 3 Crore
• Cashless Claim Settlement, etc.

4.Care Health Insurance Company

It was founded in the year of 2012 and since then has been offering diverse insurance products to provide comprehensive coverage to their customers. Their quality-driven medical policies cover varied medical and non-medical expenses. You can also get up to 1 Lakh tax benefits by purchasing a Care Health insurance plan.

Unique Features

• Ambulance Expenses
• Accident Coverage
• No Maximum Age Limit
• CO- payment Waiver for Senior Citizens
• Air-ambulance Cover, etc.

5.SBI Health Insurance

It was founded in the year of 2009 by collaborating with the IAG (Insurance Australia Group). It is said to be the fastest growing private company having State Bank of India as the mother company. Over 34 crore customers trust their health plans and enjoy varied benefits. In addition, they allow their valued insured persons to customise health plans.

Unique Features

• Add-on Covers
• Tax Benefits up to 1 Lakh
• Sum Insured up to 1 Crore
• Ambulance Coverage
• Accident Coverage, etc.

6.Go Digit Health Insurance

In 2016 Digit Insurance was founded and has more than 10,500 network hospitals. They offer varied types of medi-claim policies at affordable price points. All of their plans are designed to suffice almost every financial need of their policyholders related to health care. Besides, one of their health plans comes with lifelong renewability.

Unique Features

• Annual Health Check Up
• Psychiatric Illness Coverage
• Pre & Post-hospitalisation
• Day Care Procedure
• Daily Hospital Cash Cover, etc.

7.Niva Bupa Health Insurance

It is one of the standalone health insurance companies founded in the year of 2008. The primary aim of this company is to offer comprehensive coverage to their policyholders. Whether you want an individual or family medical insurance plan, Niva Bupa will cater to all the financial needs related to healthcare.

Unique Features

• 10,000+ Network Hospitals
• Cashless Claim Settlement
• In-patient Hospitalisation
• Day Care Procedure
• Ambulance Charges, etc.

8.HDFC ERGO Health Insurance

It is a joint venture of HDFC Limited and ERGO International AG. This reputed insurance provider has a wide network of 12,000+ branches all over India. Their wide range of health insurance products is customisable and will foster a wide coverage of you and your family. Besides you can enjoy tax benefits along with a sum insured up to 1 Crore.

Unique Features

• Day Care Treatments
• Mental Health Care Coverage
• Hospitalisation Expenses
• Home Healthcare Expenses
• AYUSH Benefits, etc.

The Bottom Line

All the above-stated health insurance companies are the best to choose from. However, you must note that every insurance company offers a different range of coverage, thus you must compare and choose the best-suited for you and your family. Buy mediclaim policy or a comprehensive health insurance plan and let your health shine bright.

You can get in touch with the executives at ACKO to have more information about different health insurance policies.