The Complete Checklist for Applying for the Indian Oil Credit Card Online

By Rebecca, Correspondent  |  Monday, 17 March 2025, 00:56 Hrs


The Complete Checklist for Applying for the Indian Oil Credit Card Online

The Indian Oil Credit Card is a fantastic option for individuals who want to reduce their fuel expenditures by getting cashback and rewards on every payment. The Credit Card is offered in partnership with esteemed financial institutions to provide fuel purchase waivers.

In this blog, we will examine the Credit Card application process for your benefit.

Check your eligibility

Before you gear up for this Credit Card, apply online and make sure you meet the basic requirements issued by the bank. Although the requirements tend to vary a bit from bank to bank, the general criteria are as stated below:

  • Should fall in the age bracket of 18 to 70 years of age.
  • Should have a constant source of income.
  • Should be a citizen of India or an NRI with a valid residential address in India.
  • You need to have a good to decent credit score to increase your chances of getting an Indian Oil Credit Card.

Some banks allow you to add another cardholder who needs to be over 15 years of age.

Gather the required documents

To get your India Oil Credit Card approved, you will have to submit the below-mentioned documents:

  • PAN Card
  • Passport size photograph (colour)
  • Latest payslip/Form 16/IT return copy as proof of income
  • Residence Proof (any 1)
    • Passport
    • Driving License
    • Voter ID Card
    • Adhaar Card
  • Identity Proof (any 1)
    • Passport
    • Driving License
    • Voter ID card
    • Adhaar Card
    • PAN card

Select the right Indian Oil Credit Card

Before your Credit Card apply online procedure is taken up, make sure that you have chosen the right card offering you the best benefits:

  • Reward Points System: Check how many fuel points you earn per transaction.
  • Fuel Surcharge Waiver: Look for an Indian Oil Credit Card that offers zero surcharge on fuel purchases at Indian Oil outlets.
  • AnnualFees: Look for Credit Cards with zero or a bare minimum annual fee. Some financial institutions waive annual fees if you spend a minimum amount annually.
  • Welcome Discounts: Many banks offer welcome discounts to their new Indian Old Credit Cardholders.
  • Additional Perks: Cashback, discounts on shopping, dining or travel benefits.

Credit Card apply online procedure

To apply for an India OIl Credit Card, follow these steps:

  • Go to the official website or app of the bank you are interested in.
  • Locate the Credit Card section and select the Indian Oil Credit Card.
  • Click on ‘Apply Now’ and fill in the required details, such as name, mobile number, and PAN card.
  • Attach the required documents as stated.
  • Submit your application and wait for verification.

Track your application status

After applying,  you can track your Indian Online Credit Card application status using your:

  • Application reference number
  • Registered mobile number
  • PAN card details

Activate and use your Indian Oil Credit Card

Once your card has been mailed to you at your residence, you will have to activate it. You can do so by:

  • Set a PIN using a net banking or ATM.
  • Register for SMS alerts to track your transactions
  • Start using your card at Indian Oil outlets to earn rewards.

Conclusion

Applying for an Indian Oil Credit Card is simple, and you can do it online in a convenient and hassle-free manner. Keep all your necessary documents handy, and you can enjoy cashback, rewards and more with every transaction.

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