South Indian Bank hosts Season 1 of National Co-lending Summit - SEED

South Indian Bank (SIB), one of India's leading scheduled commercial banks, hosted the inaugural edition of the National Co-lending Summit – SEED (Synergizing Emerging Enterprises Digitally) Season 1 on April 29, 2025, at SIB Tower in Kochi, Kerala.

Organised by the Bank's Strategic Alliances & Digital Business Department, the summit marks a significant step towards strengthening co-lending partnerships with emerging and established NBFCs and HFCs. This flagship initiative aligns with the Bank's long-term vision to invite, identify, and engage potential co-lending partners across the Retail, Agriculture, and MSMEs (RAM) segments.

Speaking about the initiative, Mr. P R Seshadri, MD and CEO, South Indian Bank, said, "In the backdrop of the RBI's proposal to extend the co-lending guidelines to cover all regulated entities and lending segments, we were excited to host Season 1 of the National Co-lending Summit – SEED. SEED is a nurturing platform for both fintech innovators and lending institutions to co-create smart, scalable and inclusive financial solutions for Indian borrowers."

Season 1 of SEED proves to be a powerful platform to explore innovative financing solutions that support inclusive credit access and business growth, particularly for underserved and semi-urban markets. The summit focuses on diverse lending verticals where co-lending can create real impact and scale on the following:

• Retail lending - Home Loans (Prime and Affordable Housing Finance), Personal Loans and Buy Now Pay Later (BNPL) options, Gold Loans (Agri and Non-Agri), Vehicle Loans (New and Used – Retail and Commercial), Education Loans (Secured and Unsecured)
• Agriculture - Term Loans and Supply Chain Finance
• MSMEs- Loan Against Property (LAP), Commercial Vehicle & Equipment Financing (New and Used), Equated Daily Instalments (EDI)

The National Co-lending Summit – SEED serves to be a nurturing platform for both fintech innovators and lending institutions to co-create smart, scalable, and inclusive financial solutions for Indian borrowers through South Indian Bank.

Many prominent NBFCs/HFCs participated and presented tailored co-lending propositions, along with real-world use cases, to the key decision-makers at SIB. This paves the way to develop faster and quality-driven partnerships and growing the Bank's topline & bottomline.

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