Secure your child's future with Bajaj Finance online FD

Secure your child's future with Bajaj Finance online FD

It is extremely important for parents to plan ahead of time for their child’s future financial needs. The increasing lifestyle costs, education and healthcare expenses have made it all the more important to have a solid financial plan in place. Parking your savings in the right instrument, that protects your investment from market volatilities is of key importance here. Fixed deposit is one of the most popular long-term investment avenues that ensure safety of deposit and stable returns. It offers the dual advantage of safety of returns and growth in savings. However, interest rates on fixed deposits are generally low, which can result in lower yield. But, if you’re looking for a fixed deposit offering attractive returns with high safety of deposit, Bajaj Finance online FD can be a great choice.

Here’s why investing in a Bajaj Finance online FD is a smart choice:

Assured Returns

The main advantage of a fixed deposit is that it ensures guaranteed returns upon maturity. This is what makes it an ideal investment option for one’s crucial financial goals, such as saving for child’s education. Such goals are time bound, as one generally has a fixed amount of time to save a certain sum of money for their children’s future expenses.

Consider a non-senior citizen investing 10 lakh, 30 lakh and 50 lakh in a Bajaj Finance online FD for a 5-year tenor. Following are the FD interest rates  offered by Bajaj Finance Limited.


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This maturity amount can be used to fund expenses incurred during your child’s higher education. 

Safety of Deposit

A fixed deposit is one of the safest ways to grow savings in a systematic way. With no effect of market fluctuations, a fixed deposit provides a safe space to park funds foryour child’s future.

Loan against Fixed Deposit

With Bajaj Finance, you can withdraw prematurely from your fixed deposit, during emergencies. While some investors are concerned that this could lead to a loss of interest, Bajaj Finance online FD has an option which meets the investors’ cash requirements without breaking their FDs. Bajaj Finance offers an easy to avail loan against FD, where you can avail a loan up to 75% of the invested amount. The process of facilitating a loan against FD is undertaken with minimal documentation, quick processing and no additional charges.

Easy investment process

With Bajaj Finance online FD, you can invest in just a few minutes using a hassle-free, paperless end-to-end online process. There is no need to wait in long queues or submit lengthy documents at the FD branch physically, you can simply invest from the comfort of your home.

Equipped with the required knowledge, you can now consider investing in a Bajaj Finance online Fixed Deposit to secure your child’s financial future.

About Bajaj Finance Limited

Bajaj Finance Limited, the lending company of Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market catering to more than 44 million customers across the country. Headquartered in Pune, the company’s product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Home loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Commercial lending/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits. Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA/Stable for any NBFC in the country today.

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