Need funds urgently? This festive season, get an emergency loan at attractive interest rates

With the festive season already upon us, it’s time to plan your budget and arrange for funds for your goals. You can make the most of the occasion by decorating your home, purchasing new furniture and electronic appliances, investing in gold, and more. To keep your savings intact, you can avail of emergency loans at attractive interest rates. These small loans can help you meet your urgent festive expenses and allow you to repay the amount over a comfortable tenor.

With the Bajaj Finserv Personal Loan, you can avail of the best offers, get attractive interest rates, and have the flexibility to repay it over convenient tenors. You can also get the loan approved quickly with minimum documentation. To know all about the benefits you can get with a Bajaj Finserv Personal Loan this festive season, read on.

Qualify easily and get a large sanction

Festive expenses often require ample funds, and this could strain your budget. With this personal loan, you can handle any purchases without hassles as you can get 25 lakh as a sanction. What’s more, qualifying for it is also relatively easy. Meet the simple personal loan eligibility criteria, and you can go ahead with your Diwali plans without any interruptions. Here are the criteria to meet:

• Applicants must be between 20 and 60 years of age
• Applicants must be employed with an MNC, private, or public company
• Applicants must be residing citizens of India

By meeting these terms, you can get approval in just a few minutes. To ensure a smooth experience, furnish the following documents.

• PAN Card, Aadhaar Card or passport (KYC)
• ID card issued by the employer
• Payslips of past two months
• 3 months’ statement of your salary account

Get same-day disbursal and meet your Diwali expenses without delay

This Diwali, you can meet all your short-term goals with the help of these emergency loans. With a strong profile, you not only enjoy instant approval, but you can also get the funds disbursed to your account within 24 hours. As such, it is an option you can rely on whenever you need funds. What’s more, an emergency loan from Bajaj Finserv can be used to meet any expense.

Here are a few ways to use the sanction.

• Repairing and renovating your home
• Paying for planned or unplanned medical care
• Financing overseas education costs
• Booking last-minute travel tickets
• Consolidating high-interest debt

Regardless of how you use the loan, addressing urgent expenses is easy with this loan.

Join the festive celebrations and repay stress-free

Concerns about loan repayment can affect your decision to borrow the funds you need during these months. However, when it comes to Bajaj Finserv Personal Loan, you need not worry as you get a maximum tenor of up to 60 months. This ensures that you can repay optimally, without any financial burden. These small loans can be tailored to suit your financial capabilities so that you never have to worry about your outgo.

Opt for Flexi facility and keep your cash flow intact

Bajaj Finserv offers some of the best facilities to make it easy and pocket-friendly when it comes to repayment. This emergency loan is designed with features to suit your specific needs. For instance, the Flexi Loan facility helps you borrow and repay flexibly. Here, you can withdraw from your sanction as needed and pay interest only on your borrowed amount. Additionally, you can opt to pay interest-only EMIs during the initial months of tenor too! This allows you to maintain a healthy cash flow and helps you reduce your EMIs by up to 45%*. The Flexi facility enables you to borrow smartly and ensures cash in hand whenever you need it.

Bear no hidden charges

Additional or unexpected charges can put a damper on the borrowing experience. It can lead you to decide against borrowing altogether, and this can interrupt your festive plans. However, with Bajaj Finserv, you will never have to worry about such hidden costs. All charges and loan terms are listed and outlined in the documents. Besides complete transparency, availing of emergency loans with Bajaj Finserv can also be done online. The digital application process is convenient and straightforward.

Here’s how you can apply for a Bajaj Finserv Personal Loan online.

• Fill the online application form with basic information
• Select the loan amount and tenor
• Await approval, after which a Bajaj Finserv representative will contact you
• Submit the required documents
• Get the funds disbursed within 24 hours of approval

Another feature of this loan is that you can manage it online. With the Bajaj Finserv customer portal, you can check your pre-approved offer, get a loan, manage your EMIs, and access other account details. You can also view and download your existing loan statements, interest certificates and other important documents – all in one place.

Diwali brings a lot of joy and festivity but can also be heavy on the pocket. Instead of spending more than you can afford or putting your future financial security at risk, make the most of emergency loans from Bajaj Finserv. They help you conveniently bridge any financial gap. To borrow wisely, use the easy EMI calculator and choose the best terms that fit your requirements. To fuel your Diwali and enjoy these convenience-first benefits on a personal loan, apply online in just a few clicks. To get a personalised deal and enjoy expedited disbursal, check your pre-approved offer today.

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