How to Extend Your Travel Insurance During Your Trip?

A travel insurance plan protects you against various risks while travelling overseas, such as medical emergencies, delayed or lost baggage, etc. But what if you want to extend travel insurance coverage while abroad?

Several insurance providers allow you to extend travel insurance to ensure you are well-protected while on a foreign land. This blog will discuss how you can extend travel insurance while on a trip.

What Happens When You Extend Your Trip

Usually, while travelling overseas, you buy an international travel insurance plan for the duration of your stay. But what if you extend your travel plans beyond the original dates?

While travelling abroad and holding an international travel insurance policy, you might be required to extend travel insurance for two primary reasons:

Planned Travel Extension

When you reschedule your trip return date according to your pre-decided factors.

Emergency Travel Extension

When you are forced to extend your trip because of an emergency.

In both cases, you should protect yourself against unexpected travel-related mishaps. In such cases, it is important to know whether your international travel insurance plan can be extended to cover the additional days. Checking the terms and conditions of your policy or contacting your insurance provider can ensure you stay protected even for extended days.

Documents Required For Extension of Travel Insurance

• A valid travel insurance plan before your trip commences.
• Proof of travel, including a copy of your passport page with the departure stamp.
• Provide the duly filled travel insurance extension form, which can either be a hard copy (to be submitted at your insurance company’s office) or a scanned copy (to be sent by email to your insurance company). 

If required, the travel insurance extension form will include claims and the most recent good health declarations. Ensure you mention all your travel insurance policy numbers, including any travel policy extensions that have been issued until now.

Process To Extend Travel Insurance While Abroad

Follow the below-mentioned steps to extend travel insurance:

• You can talk to your insurance provider by phone or send them an online request explaining your circumstances and mentioning the reason for your travel insurance extension.
• Provide information about your current health conditions (if any) and current travel policy. Also, fill in the required forms to proceed with the extension.
• After this, you must pay an additional travel insurance premium for the extended period.
• Make the online payment through your preferred mode- online banking, credit card or debit card.
• After receiving the insurance premium, your insurance provider will email you an endorsement of the travel insurance extension.

Factors To Keep In Mind For Trip Extension Travel Insurance

Here are some factors you should be aware of for travel insurance extension:

• The terms and conditions of travel insurance extensions differ depending on the travel insurance provider. Therefore, you must carefully read all the policy documents, extension fees, terms and conditions, additional fees, etc.
• The travel insurance extension period also varies between insurance providers. Depending on the reason for the extension, you can extend your travel insurance policy.

To Wrap It Up

Purchasing an extendable travel insurance policy can come in handy when you face unforeseen emergencies while travelling abroad. This ensures financial protection for the entire duration of your overseas trip. Your insurance company will accept your travel insurance extension request once you provide a valid reason and proof, ensuring a stress-free trip.