Active Axis Bank Credit Cards

One of the top banks in India, Axis Bank, provides all of its clients with a variety of financial services, including credit cards. The bank has issued more than 1.47 crore credit cards, making it a significant credit card issuer in the nation. It even finished acquiring Citi Bank recently. The bank issues a range of credit cards, from entry-level to premium categories, taking into account the needs of various people. The bank offers a variety of credit cards, some of which are ideal for movie buffs, some for frequent travellers, and still others for regular shopping. Fuel surcharge waivers, dining and retail discounts, free movie tickets, free entry to domestic and international airport lounges, and many other perks are all included with these cards.

Estimate your EMI’S with : Axis Credit Card EMI Calculator

Eligibility Criteria to Apply for Axis Bank Credit Card

The eligibility criteria for applying for an Axis Bank Credit Card are numerous elements selected by the banks. These elements are no less than an important part of determining your relevance for a credit card. The below-mentioned are the elements that play a vital role in figuring out whether an individual is eligible for a credit card-

➔Age:

• An individual has to be between 18-60 years of age if he is to enroll for an Axis Bank Credit Card. The lower limit of 18 is chosen to validate that the applicant is not underage and the upper limit of 60 years of age is chosen to validate that the applicant must be employed so that he/she will be able to repay the credit amount.

➔Earning:

• One of the most important elements in eligibility criteria is earning. The financial institutions try to make sure that the applicant is earning and that he/she will be able to repay the due amount.

➔Credit Score:

• The financial institutions have a system where a rating is given on the basis of the applicant’s credit amount repayment history. The rating resonates whether the applicant has been on track with the due dates or not.

➔Nationality:

• The candidate needs to be a citizen of India. Certain financial institutions may also provide cards to non-resident Indians.

Also Read: Axis Bank FD Interest Rates 2025

List of Top Axis Bank Credit Cards in India

As noted, Axis Bank is one of the biggest credit card providers in the nation and is recognised for its fantastic products. From luxury to basic ones, you may get every kind of card throughout various groups in Axis Bank’s inventory. In this post, we've highlighted some of the top Axis Bank credit cards available in India, along with their characteristics and specifications.

1. IndianOil Axis Bank RuPay Credit Card

Axis Bank and Indian Oil Corporation Limited (IOCL) together issue the Indian Oil Axis Bank Credit Card, a co-branded fuel credit card. The goal of the card is to give people who frequently spend money on petrol fantastic opportunities to save money. Since it is a basic card, there is a small 500 rupee joining and annual charge. The card gives a respectable reward rate of 1% on online purchases and a very high reward rate of 5% on fuel purchases at IOCL filling stations.

Despite having few other perks, this basic credit card offers eating and movie perks, including quick movie ticket savings and reduced prices at partner restaurants through the bank's eating Delights Program. In addition, the IndianOil Axis Bank Credit Card offers its customers fuel surcharge waivers and numerous other advantages.

Advantages and Specifications

❖Joining Benefits:

➢Customers may get up to 1250 EDGE REWARDS when they use their newly approved credit card for the initial fuel expenditure within 30 days of it being granted. Only for the first 30 days after getting the card is this offer available. 

Please be aware that add-on cards are not eligible for this welcome benefit offer; only the Primary Card is.

❖Cinema & Restaurant Perks:

➢BookMyShow offers a quick 10% discount on movie ticket purchases.

➢The Axis Bank EazyDiner Program offers up to 15% off eating bills at affiliated eateries up to 500.

❖Rewards Structure:

➢For fuel purchases between 400 and 4,000 at all IOCL stations throughout India, you will receive 20 EDGE Points for every 100

spent.

➢For purchases between 100 and 5,000, you will receive 5 EDGE Points for every 100 rupees spent online.

➢With the exception of rent, wallets, insurance, education, government, gold, and utilities, earn one

EDGE Point for every 100 rupees spent on other transactions. 

• Redemption System:
• On the Axis Bank EDGE Rewards Portal, the EDGE Points accrued on the IndianOil Axis Bank Credit Card can be exchanged for product purchases from the specified catalogue or shopping/travel vouchers.

Go ahead and Enjoy the IndianOil Axis Bank RuPay Credit Card!

2.Flipkart Axis Bank Credit Card

The co-branded Flipkart Axis Bank Credit Card, one of India's best cashback credit cards, is only available to customers who shop online at the well-known e- commerce site Flipkart. The fact that cashback earnings are unlimited is one of this card's best advantages. In addition to travel, dining, and gasoline benefits, the card offers 4% accelerated cashback to well-known retailers like Swiggy, PVR, Uber, and cult.fit. The Flipkart Axis Bank Credit Card offers you quick 5% cashback on Flipkart and ClearTrip, whether you're buying everyday home goods, clothing, gadgets, books, or just for the holidays.

The Flipkart Axis Bank Credit Card is packed with perks and has a modest joining fee of ₹500+ GST. This fee is reimbursed when you get an introductory incentive coupon for the same amount. You will also be eligible for free airport lounge entry throughout India in addition to fantastic cashback on well-known brands and sites. 

Advantages and Specifications

❖Joining Benefits:

➢With this credit card, you get ₹600 in welcome perks. You must spend at least ₹100 in order to qualify for cashback.

■Flipkart Coupons for ₹500 

• To benefit from this offer, simply complete a purchase within the first 30 days of the card's activation.
• Your Flipkart coupon will be sent to your email.
• It is not possible to exchange this gift coupon for money or credit.

■50% on Swiggy Orders 

• Get a 50% immediate discount on your first Swiggy purchase.
• The maximum discount is ₹100.
• This deal may only be used once per cardholder and requires a minimum cart value of ₹129.
• Use the code "AXISFKNEW" at Swiggy's checkout to take advantage of this deal. To receive the reduction, type the code into the "Apply coupon" space.

❖Cinema & Restaurant Perks:

➢You can save up to 500 on meal expenditures at partner restaurants by taking advantage of the Axis Bank Meal Delights program's dining perk. In India, this deal is available at over 10,000 restaurants.

➢Use the Swiggy app to receive 4% cashback on food delivery. Genie and Instamart are not eligible for this accelerated cashback.

➢Cashback with accelerated rates of 4% on PVR movie tickets.

❖Travel Perks:

➢Four free lounge passes are given annually at a few Indian airports. Members will only be able to enter airport lounges starting on May 1, 2024, if they have spent at least ₹50,000 during the previous three months. 

➢In order to determine spend-based criteria, the first month and the next three months are exempted for newly issued cards.

➢You may reduce your commute costs by taking advantage of 4% direct cashback on chosen partners. Use this card to receive accelerated cashback on Uber rides.

➢Additionally, Cleartrip offers 4% cashback on hotel and airfare reservations.

Go ahead and Enjoy the Flipkart Axis Bank Credit Card!

3. Airtel Axis Bank Credit Card

Axis Bank and the well-known telecom service provider Bharti Airtel have partnered to offer the Airtel Axis Bank Credit Card under a co-branded name. It is aimed at people who use the most of Airtel's services, and it costs just 500 a year. New users are also given a special Amazon gift card. You may receive up to 25% cashback on Airtel Mobile, DTH, and broadband bill payments through the Airtel Thanks app with this cashback credit card. Because the earned reward is automatically added to your account, redeeming also becomes hassle-free. You can also receive 10% cashback on gas, water, and other utility bill purchases using the Airtel Thanks app, as well as 10% cashback on partner merchants.

Additionally, several airport lounges in India offer unlimited usage. The Airtel Axis Bank Credit Card also offers a 1% fuel surcharge waiver, a spend-based waiver of the yearly membership cost, and a 20% dining discount at a number of partner restaurants.

Advantages and Specifications

❖Joining Benefits:

➢When you make your first purchase within the first 30 days of the card's issuance, you receive a welcome gift of an Amazon gift card worth 500.

❖Cashback Perks:

➢By using the Airtel Thanks app, you can receive 25% cashback on Airtel mobile, DTH, WiFi, and broadband recharges. The monthly maximum for cashback in this category is 250.

➢Using the Airtel Thanks app, you can receive 10% cashback on utility bill payments, up to a monthly ceiling of 250.

➢On affiliated companies like Swiggy, Big Basket, and Zomato, you receive 10% cashback. The monthly maximum for cashback in this category is 500.

➢On all other retail purchases, you receive 1% cashback.

➢Fuel purchases, EMI transactions, cash withdrawals, rent payments, wallet reloads, credit card fees and levies, etc., do not receive cashback.

❖Restaurant Perk:

➢Under the Axis Bank Dining Delights Program, you can receive discounts of up to 20% at more than 4000 partner restaurants nationwide.

❖Travel Perk:

➢Using the Airtel Axis Bank Credit Card entitles you to four free domestic lounge visits per year. Your card spending over the last three calendar months will now decide your access to airport lounges.

Go ahead and Enjoy the Airtel Axis Bank Credit Card!

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