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No matter who writes it, the year 2016 will go down in history as one of dramatic disruption on a global scale. In nations around the world, established political order has been shaken to its core; seemingly unknown outsiders have unseated seemingly unassailable organizations; and everyone is talking about cognitive intelligence and AI It's almost absurd: Apple and Samsung are talking about connected cars, Google wants to take over your home and, companies like Paytm are threatening the bigger banks.

The Indian government has pulled citizens into the cashless, digital economy with one announcement; the promise of affordable 4G is triggering optimism and a new onslaught of digital-only services; and even entry-level smartphones come with intelligent voice assistants and virtual reality capabilities. Every single disruption of 2016 has been driven by the Big D: Democratization of data and digital capabilities. It's nothing less than a revolution on an industrial scale, and is as transformative as the discovery of fire, the invention of the wheel, and the steam engine. However, it won't be a bloodless revolution. The Goliaths of every sector are uneasy about the Digital Davids that threaten their existence. Giants have seen their market share and mind share wiped out by savvy and nimble startups that understand and respond to consumer expectations better. Access to insights and real-time deployment of data is now available to everyone who wants it, democratizing opportunities and breaking generational cartels.

People are now digitally connected and so are devices. As the cost of embedding intelligence into a device approaches zero, everything from refrigerators to television sets to industrial lines are talking to each other through pulsing nodes and sensors. All of these will create massive new sources of information. Using that information, in real time, to provide better insights and to build a better world is the greatest opportunity of our generation. Particularly in India, where Digital is a national agenda and strategic priority and a new generation of digitally native consumers is taking the reins, the opportunity to transform is unbounded. Data-hungry, information-driven companies are accelerating the future. The nation's transition to a digital economy is a much larger scale version of enterprise digital transformation. To manage the pain of this transition, IT, people and security need to transform as well. As newer payment methods become more prevalent, they need to be built on a foundation of trust

Future is coming at us and it will not wait for the organizations to be ready. For traditional businesses that didn't see any of this coming, it's a question of survival. They must devolve decisions to intelligent systems that can connect, learn, decide and execute, and they must do it now. Every disruption brings its own set of opportunities. In order to tap into this opportunity, organizations require transformation in every aspect of the business. The pillars of transformation are the 3Ts: technology, teams and trust.