The Best Smartphones Available To Buy Under 
20,000
Nokia Lumia 1320: 
17,825 as per Flipkart
The Nokia Lumia 1320 comes with a large 6 inch IPS LCD super sensitive touch screen and is best for watching movies and videos comfortably. It has a 5MP primary camera with auto focus, 4x digital zoom, LED flash, touch focus, viewfinder, and geotagging features; and a front-facing camera with 640x480 pixels video recording capability. Its unique still image capture with two-stage capture key is an attractive feature for a photo buff.
Lumia 1320 runs on Windows Phone 8 operating system and is driven 1.7GHz Qualcomm Snapdragon S4 dual-core processor, which is coupled with 1GB RAM, 8GB internal memory expandable up to 64GB, and 7GB of cloud storage.
Apple iPhone 4: 18,549 as per Flipkart
With Apple as the most desirable brand for the price-sensitive Indian market, the clash of the pocket budget and the high price refrained people from buying Apple devices. But lately, the Apple iPhone 4 has been launched in the Indian market with a price tag under 20,000 and so is getting lot of attention from a larger section of people. iPhone 4 comes with a 3.5 inch display of 640x960 pixels resolution, operates on iOS 6.1.3, has 512MB of RAM, and 8GB of storage capacity. The device comes with a 5MP primary camera that is paired with a 0.3 front-facing camera.
Micromax Canvas Knight: 18,565 as per Flipkart
Micromax Canvas Knight comes with a Full HD 5 inch 1920x1080 pixel display and boasts of 25GB for mass storage and 1.5GB for applications, while including 2GB RAM, and 32GB internal memory storage capacity. It powered by a 1.7 GHz Octacore processor and runs on the latest version of Android 4.4.2 OS. The Canvas Knight is a delight for the photo buffs as well, with a 16 MP primary camera and 8MP front-facing camera.
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