5. The Cost Factor

The cost factor is also important while going for an overseas cover. This is directly proportional to the time period to be spent in the foreign country. If the insurance seeker is planning for a vacation of around 4-6 months in Canada or the U.S., then (s)he can avail long-term travel policies, which have a shelf-life of up to 365 days. However, if the person is just going to spend less than a month in a foreign land, the cover can be made accordingly. There are also various insurance plans which provide cover even for just a single day. So, the travelers can choose as per their needs.