Itemize How many of you review or check the bill carefully before making the payment. Most often we look at the last digits that is our total money to be paid. Probably we lack sufficient time or don't really care of the details that is being mentioned int he bill. Rather take a close look at your bills. Don't just write down the amount you're paying every month, that's useless. You need to know what's inside that bill.The point is to look at the details so you can determine if you need every specific line item. By doing so you will find out that there is something that you don't really need.