Bangalore: Buying a house is the most important decision a common man makes in his life. This involves a lot of planning that gets you to put your thinking cap on. It isn't as simple as buying a furniture or grocery. The dream of buying a home gets vague with a tight budget and insufficient funds in our bank account. In such a scenario most of us are left with the option of asking a housing finance company to finance our purchase. However, what is important is that we choose the right home loan lender in order to escape all the hassles that are linked to availing a loan. Before you could finalize your lender, try to sort out the criteria you are looking for considering your own credentials. Consider the important aspects relating to loan, such as finance costs and interest rates. Tracing down a good home loan lender who can guide you through the entire loan procedure and help in accomplishing your dream of a nice house is a little difficult. Before choosing your home loan lender look for the following Finalize your property Before looking for lenders who is ready to finance your house, it is necessary you finalize the property you want to purchase. Because some banks lend for a property that is already furnished, while some banks provide loans for a self constructed property or property that is under construction. So it is better to finalize your property first and then look for lender options. This will keep you focused in a defined area and you can get all important information before finalizing on the lender.