Getting a pre treatment consultation would itself cost a bomb. A root canal treatment for a decaying tooth costs roughly Rs 8,000-10,000, besides numerous visits to the dentist. A check-up costs only Rs 400-500 while the treatment of a small cavity will leave you poorer by Rs 800-1,000. Most insurance companies have come up with creative concepts and products where they provide discounts on annual medical check-ups, yoga classes and even gym memberships. If spending on monthly energy bill, Cable TV bill, cellphone bill and internet bill is a concern then why not have a serious thought on how much you spend on smoking cigarettes?