Get The Properly Insurance Should Be Your Priority You need to get a insurance in order to protect your property in the event of a total loss. Be it a natural calamity or a theft, buying a home insurance protects your home and also the articles preserved inside your home. Auto insurance is important because if you are hit by a severe accident the insurance company pays half of the money. Similarly you need o take a life insurance if you have dependants who depend on your income. They shouldn't suffer financially in your absence. Health insurance is also very important because it will help you during any emergency situations.