Once you have cleared the pile of bills with every single paycheck, your flow of income automatically increases.  Once this is done you should focusing on improving your financial life. But most of the time, people fight between their needs and wants. They want the things that they can’t afford and always wish they had that unlimited income flowing in to their accounts. The fact is that even if they did, they would spend every single penny keeping no track of their finance and getting into the same line of unstable financial life.