Bangalore: Banks or financial institutions have become the most important part of our daily lives as all the financial transactions are taken care of. Today, many banks are gearing up to attract users by offering many implausible services like saving options while shopping or loans with low interest rates. But, there are only few banks that are able to withstand the competition and are rated best among the users. Here are the 10 best banks in India as listed by rediff.com.

1. HDFC Bank

HDFC Bank is back at top spot again after a gap of almost 5 years. It is a Mumbai based Indian financial services company which was established in 1994.When it comes to assets and largest market capitalization, HDFC is the fifth largest bank in India as of 2012. This bank is being promoted by a premier housing finance company called Housing Development Finance Corporation. The bank had total assets of 4.08 trillion and a net profit of 69 billion as of 2013. Its success is mainly attributed to high loan growth, a healthy capital adequacy ratio, good asset quality and also due to improvement in returns on capital.

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