7) How Will You Repay Your Debts?

Asking your spouse about his/ her credit-worthiness is a tricky deal. One must not ask this question out of the blue and make our spouse feel uncomfortable. This question should be asked in due time, after dropping several hints at our partner regarding our query. One should preferable ask this question in a more private environment as this sort of a talk might get ugly at times. One needs to be patient and cautious in this matter as this particular question challenges the financial stability of a person. People who respect the depth, importance and integrity of this question will look for solutions instead of quarrelling. Give this part of investment good thought because money borrowed today will have to be repaid tomorrow. One can share the financial burden of a spouse if one is financially well-off but this might not be the case all the time. A spouse can have individual duties towards one’s parents and relatives and a major portion of the salary might get used up there. As an understanding spouse, one must know that sometimes one’s own family comes before a spouse. Consulting a financial advisor for one’s money matters is a good option rather than bickering over who repays one’s debt. Always remember that families are greater than money and sometimes bowing a little for the welfare of family members is not a bad deal.

8) Can I Look at Your Credit Report?

This question is another dicey area and should be handled carefully. Couples might have a joint account together for familial purposes but they might also have separate accounts. These accounts are sometimes kept personal and private and might lead to friction late on. As individuals, we all are entitled to the privacy of our accounts but not at the expense of our family. If one is earning enough, one can have a joint account for the family and also one for some other purpose, if this added account does not jeopardize the family in concern. One may be saving for one’s dream, for one’s parent or simply preparing for the future. Asking for the bank statement of one’s spouse in India is almost a sin as this indicates lack of faith. Still, in good faith, the spouse being questioned can decline this demand but must make sure to explain the questioning spouse about the nature of the account. Hiding things from our spouses, especially in terms of money can sour any relation. So, do be diplomatic and patient while putting forth this question to your spouse because things might not go as you had imagined.