3. Use Your Reward Points

Whether its credit card reward points or hotel loyalty programs, they expire after a certain period of time. So don’t be lazy and check them periodically and make sure you don’t waste any of your reward points. If you are a good planner then you can avail them for your holidays and vacations. If at all you are not able to use them, then you can also pass them on to your family and friends.

Many a times we get many gift coupons and special offers which has only certain time periods. But most of either don’t get time on our weekdays because of work, or just don’t bother about these free offers because of our laziness. But you should take advantage of these gift coupons, as they will only save your pocket from being light.