7. Can Non-Insured People Claim Benefit from Insurance Companies?

Unfortunately for people who have not applied for earthquake insurance, they cannot claim for compensation from any insurance firm. Such people can, however, get compensation from local and state governments but as a group or whole and not individually.

The government is the primary source of compensation provider in case of all natural calamities. So, if you are thinking of getting earthquake insurance, then do so because your life is in your hands. As there is no surety of life, the only way to preserve it is to plan for its longetivity.