Bangalore: Sometimes we experience unexpected emergencies and catastrophes. And when we flooded with series of setbacks, it can be tempting to think that we will never be able to get on top of things again. We work to make a change in our life. Then we begin to trim expenses, sell excess stuff and work a second job. But if we're still not where we want to be, perhaps a much larger change is needed. One thing we should remember that our finances won't change for the better on their own. Taking big leaps can be uncomfortable and even scary. However, if you take the time to be in charge of your financial destiny, and make sure you are engaging in good financial behaviors, you might be able to weather the unexpected a little better. First ask yourself, are you relying on someone for your finances? You depending in your employers for the monthly income you receive? Too much dependence on a more traditional job can mean letting someone else have a little more control over your financial destiny. Because your are depending on them for all the financial benefits you receive. Be it the insurance policy or your pension scheme. But give this a thought. If you lose the job then entire financial life is affected. And that can leave you with little control over your financial destiny. Hence, it is important to think of taking control of your financial destiny. Don't rely on your regular job for income. You will have to cultivate some income diversity so that if something does happen with your traditional job, you aren't as financially devastated. Other than this, you will have to some financial planning. Have different investment and savings like emergency fund, retirement saving. In times of financial problems, the emergency fund will act as a cushion and stand all your expenses. When you are properly insured, your assets are protected so that your losses aren't as great. Financial destiny is something you can control with proper management and planning. You can put your finances in a state that allows for you to weather storms, and come out ahead. When you go out and take charge, it is possible for you to control what happens to your money.