“Midnight Audit”

This sounds and probably is crooked but if your spouse leaves you with no other alternative, then this is the only way out. You will have to be utterly secretive and exceedingly cautious while doing so because your spouse will really not like it if he/she find out. Resort to this only as the last step to find out about your spouse’s finances. Make sure you have followed all the aforementioned steps before proceeding to it. Remember, if you directly jump to this step and nothing bad shows up on your spouse’s credit history, then your conscientious will curse you. You do not always have to wait for them to fall asleep. You can also look up for clues when they are not at home.