Traveling Abroad? Do You Have an Overseas Cover?


2. Recognized Insurer

Another crucial point to remember here is that the company from which you are seeking insurance is a genuine and reputed one. In case of doubt, asking friends and peers is a good idea but Google the firms yourself too. Sugathan says, "The insurer, from whom the plan is being purchased, should be a recognized player and should be valid abroad. Also evaluate the network of tie-ups with the facilitators, agencies and service providers abroad for handling any emergency." A number of insurance firms have associations with foreign concerns. In such a case, do make sure that the foreign insurance firm has some foot-hold in India as well to aid you with your policy.