3) What Will You Do if I Get Injured?

This is one of the most dreaded questions one could ever ask one’s spouse. The slightest mention of this question sends a spouse into an uneasy state of mind. The other dreaded thought which accompanies this question is taking care of the one who is hurt but the one who is hurt feels that he/she is a financial burden on the family. Firstly, a person who is hurt from any means should never feel guilty about being a financial burden. No person would ever want to get hurt and be barred from living a full and healthy life intentionally. Secondly, a family is the source of strength and support during such painful times. So, hard as it may be for family members, it is a duty they must faithfully perform. Medical insurances are present to cover such unfortunate incidents. However, we as policy-holders must pay the premiums on time to prevent the lapse of such a precious entity. A few medical insurance policies in India include – ICICI Prudential, LIC Jeevan Arogya and the like. A few Health Insurance policies include – Max Bupa Health Insurance, Apollo Munich Health Insurance, LIC Health Plus, Star Health Insurance and countless others. We as dutiful and wise citizens must utilize these policies intended for salaried people. After all, ‘God Helps Those Who Help Themselves.’ So, do take a little time out of your busy schedule and go for such polices as ‘Health is Wealth.’

4) What Will You Do if I Pass Away?

Any spouse would not even think of such a thing until mentioned or made to face it due to unavoidable circumstances. This is one of the most agonizing questions one can ask one’s spouse but one cannot circumvent it. Death is a part of life and dealing with it the right way is required of people. Having life insurance policies and wills are not a thing of the aged but mandatory requirement of all responsible adults. This is one visitor who will never announce before arriving and so we must be ready to face them in advance. Life insurance policies might be a pain to get but are worth the efforts. A few life insurance policies in our country are – LIC Life Insurance, Bharti AXA Life Insurance, Reliance Life Insurance and the like. Having one’s life insured benefits the family members of the policy holder greatly. It helps them meet the daily and special moments of life, even without the presence of the policy holder. The question of having a life insurance policy should not be looked at as insurance but as an investment for life. It is a responsible and thoughtful act on the part of the policy holder and the spouse.