Bangalore: 'Marriage', often the word is considered to be a synonym for responsibilities. Marriage can cause many deliberate and involuntary financial adjustments for both the members. Though most of the time you will get insurance advices of having proper insurance plans etc, there are few benefits too of being married that can help you save money. Read further to know six ways in which your marital status will help you lower your car insurance premium.

1. Lower Auto Insurance Rates for Married Couples

Your marital status can help you save on auto insurance premium . It might seem like biasness, but actually it is completely legal for an auto insurance company to propose lower rates to married couples. The reason behind is that statistically, people who are married are considered to be safer drivers compared to their single counterparts. Just in a way where older drivers are considered to be safe drivers compared to teenagers. When observed in this light, offering a discount to married couple hardly seems as bizarre as you earlier might have considered. Moreover insuring more than one car from the same policy will help you save more.

2. When to Combine Car Insurance Policies

If you and your spouse have astral driving records, balanced credit histories and did not fetch a break in coverage, you can expect your policy rates to drop down when you combine two policies. Insurance companies allocate rates per policy, not per person, so possibilities are you'll both pay less for the single policy than you'd pay for your own individual policies.

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