Insurance Options for Professionals

By SiliconIndia   |   Wednesday, May 22, 2013   |    2 Comments
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Bangalore: Accidents do not arrive at the door-step with any notifications and so is death. Both of these cannot be escaped, but preparations can be made to decrease their effects. Insurance is one of the solutions to both accidents and death.

The busyness of life is persuading every professional to live a hodgepodge life. Amidst of all these, there are major chances that these professionals will fall prey to accidents, severe casualties or can even face death. Even while carrying on with the duties, the professionals might become the victim of circumstances and this can bring them a huge financial outrage. Insurance sounds to be the best solution to overcome these unwanted circumstances.

Business Today has enlisted some of the best types and criterions of insurance for professionals.

1. Terms & Conditions

The net value of the assets to be insured is the most important factor. The exact value of the asset should be known in order to get the most suitable insurance for it and to have a proper claim amount.

For professionals, the cause to the damage ranges from 0.30 percent to 1 percent of the total insured amount. Factors like premium, duration of the policy and maturity date can be determined from the income, experience and portfolio of the professional.

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