How to Stop Spending and Start Saving?
Freeze your Cards
It is about time to give the shopaholic in you some rest. Most people don't even think twice about using their credit cards to make a transaction. While using credit cards we tend to underestimate what we spend. For instance when you use your credit card while shopping at the supermarket, money is taken from your card. The money in your wallet doesn't reduce so you don't really realize your expense. Small amounts will add up quickly this way and you could end up in debt. Your spontaneous shopping spree is one of the worst times to use your credit card. Use cash for every purchase you make. If you don't have money to buy something, don't buy it.
