Bangalore: The recent market crisis and drastic fall in money have left investors reluctant to invest. According to RBI, investments are crucial to bring back equilibrium in the market. Therefore, right now people need a reliable option that could guarantee a descent return on investment, reports M Allirajan of The Economic Times.

Read on to know the various smart ways to invest and collect good returns-

1. Fixed deposits

Although fixed deposit is not a fancy term as far as return on investment is concerned, but it is the safest way to invest money when the market is at its worst. Fixed maturity plans are gaining attention among those who want assured returns even if the amount is not impressive. Bank fixed deposits generate post-tax gains of about 9 percent on an annual basis. To gain high post-tax returns one could invest in corporate fixed deposits after checking their ratings.

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