2. Keep a Check On Your Credit Card Statements

Many people are negligent about going through their bank account or ATM transaction statements on a regular basis.

Firstly, you as an account holder have to keep a track of your account periodically. If you smell any suspicion, you need to inform your bank immediately or as soon as possible. In case you delay, it might become difficult for your bank to detect the records as well.

Keeping this in mind, ensure that you provide your personal phone number to your bank so that whenever there is a transaction through swiping or an ATM withdrawal, you will be informed about it immediately.

3. Follow Bank's Complaints Policy

Every bank has to provide some place in their website for the customer’s feedback. After you inform your bank though a phone call, make sure that you give a written complaint. In case if you don’t get any response from the concerned authority you can go meet the bank officers. Then also if you don’t get any response, you can directly file a complaint with the Banking Ombudsman (BO).

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