4. Improbable Insurance

Yes insurance for the probability that can happen. For instance if you are pregnant, are you 100 percent sure that you will give birth to just one baby, there are chances of delivering twins or more babies right? You never no! If a woman gives birth to more than the expected number of kids, and is covered then she could claim insurance. This policy however makes sense because the emergence of quadruplets when you are expecting twins can mean double the expenditure. For such unanticipated good news, one might need financial security to take good care of the off-springs.

5. Insurance For Body Parts

Well this surely makes a lot of sense and have been in practice for some time now. Every individual loves himself, and to ensure that the love continues one could insure his body parts.  Most of the celebrities have already insured their precious body parts like Jennifer Lopez insured her rear end, while football player Troy Polamalu has insured his locks of black hair for $1 million.