4. Punjab National Bank: Punjab National Bank, being one of the largest nationalized banks, has continued to provide wise and trustworthy banking services to its customers. It has 119 years of strong existence and over 6000 branches including 5 overseas branches, 6460 ATMs, 5047 Business Correspondents and 2165 Ultra Small Branches. Punjab National Bank is serving more than 82 million esteemed customers. With all means the Bank enjoys strong fundamentals, large franchise value and good brand image. To meet the growing aspirations of the people and compete in these tough conditions, the Bank offers wide range of products and services.

5. HSBC Bank: HSBC Holdings is considered as one of the world's largest banks. It is a British based multinational banking and financial services company which is headquartered in London. HSBC is organized within four business groups which include: Retail Banking; Global banking and Markets (investment banking); Commercial Banking and Wealth Management; and Global Private Banking. HSBC India owes one of the lowest bad loan ratios which are around 0.33 percent of the total advances and the bad loan coverage ratio of the bank is at 81.43 percent, which is much higher than the mandatory 70 percent.