2. “I was doing fine until..”

Wealthy people don’t get derailed by an emergency like a medical crisis or minor matters like car repairing or broken appliance. They are always financially prepared for any and everything that come their way. Hence they never use this above mentioned phrase.

Think wealthy: You can start an emergency fund, even if you earn less and save very little. Hold onto that saved money no matter what. Disaster can come anytime and will bring financial crisis along with it. So better be prepared for such situations and insure your assets to protect them from damage.