2. Callers Asking For Personal Information

Every day you get calls from salesmen about credit cards or loan schemes. They call you and introduce themselves as representatives of XYZ banks. There is no such reason that you have to believe them. Kindly don’t especially if the person is asking your confidential information like account details, net banking secures codes or your credit/ debit card details. Neither believe them nor provide them what they asked for. What you can do is politely end the conversation by saying that you are not interested.

Also Read: 7 Ways to Become a Crorepati

3. Guaranteed Approval For Your Loan

A telemarketer calls and offers you a loan of 100 to few tens of hundreds saying that you can get this loan without much of paperwork, guarantee or your financial background or details. Sometimes they also offers credit card at a very nominal cost without troubling you much as they don’t quire about your job profile or financial background – all this is a scam. Don’t be fooled and fall for such traps.

Also Read: 10 Smart Money Saving Tips