Bangalore: According to Kelly McGonigal, a health psychologist at Stanford University, “Debt is one of the few stressors in life that doesn’t go away”.

There are many things in our life that are stressful both mentally and physically, like a car accident, a divorce, a death in the family etc. But at one point of time, we will come out these stressful things and get back to our normal life.

Whereas, having to settle unpaid debts which are inevitable can worsen your heath for a long period of time. Hence, people who have a heavy mortgage to settle are required to take additional health care.

Here are few suggestions about how to manage and spend your money in a healthier way, so that it reduces your stress, listed by Reader’s Digest.

1. Build Self-Controlled

Roy Baumeister, a social psychologist at Florida State University, conducted a study on mental discipline. The research showed that human beings have a limited mental energy for exerting self-control.

In other words, you will feel exhausted by controlling your urge to spend. Start keeping a track of your spending behaviour, writing in down will be even better, it will definitely help you boost up your self control and will also help you figure out on what exactly you have spent on. McGonigal advices that, “Doing so is effectively ‘exercising’ and therefore strengthening your self-control muscle.” 

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